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Terms and Conditions

Last updated: 6 July 2026

These Terms and Conditions explain the basic rules for using Smart Money Social. By using this website, you agree to use it responsibly and in line with these terms.

Information only

Smart Money Social provides general information about saving money, consumer awareness, and everyday UK spending decisions. The content is not financial, legal, tax, debt, or professional advice. You should consider your own circumstances and seek qualified advice where needed.

No guarantee of savings

Deals, prices, offers, rights, and availability can change. We aim to present helpful ideas, but we do not guarantee that any saving, offer, provider, or outcome will be available or suitable for you.

External links and resources

The website may mention third-party websites, retailers, government resources, charities, or consumer organisations. External links are provided for convenience only. We are not responsible for third-party content, services, pricing, or policies.

Responsible use

  • Do not misuse the website or attempt to interfere with its security or availability.
  • Do not copy, republish, or commercially exploit site content without permission.
  • Do not rely on the website as a substitute for regulated financial, legal, or debt advice.

Limitation of liability

To the fullest extent permitted by law, Smart Money Social is not liable for losses arising from your use of, or reliance on, website content. Nothing in these terms excludes liability that cannot be excluded under applicable law.

Changes to these terms

We may update these Terms and Conditions from time to time. Any updates will be posted on this page with a revised date.

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