Legal Documents

Privacy Policy

Consumer Awareness Center ("we," "us," or "our") operates this website to provide free consumer protection education and links to official government resources. We take your privacy seriously. This Privacy Policy applies to information collected through consumerawarenesscenter.org (the "Site").

Please read this policy carefully. By using the Site, you agree to the practices described here. If you do not agree, please do not use the Site.

We Do Not Collect Scam Reports Directly

Consumer Awareness Center does not collect fraud reports, identity theft reports, scam complaints, or case details directly through this website.

We do not ask visitors to submit sensitive information such as Social Security numbers, bank account numbers, credit card numbers, passwords, government identification numbers, or full fraud reports.

If you need to report fraud, identity theft, internet crime, or credit report issues, use the official resources linked on our website, such as ReportFraud.ftc.gov, IC3.gov, IdentityTheft.gov, or AnnualCreditReport.com.

Information We Collect Automatically

When you visit the Site, our web servers and analytics tools automatically collect certain technical information, including:

• IP address and approximate geographic location (city or region level).
• Browser type, operating system, and device type.
• Pages visited, time spent on pages, and navigation paths.
• Referring URL (the page that linked you to our Site).
• Date and time of each visit.

This information is collected in aggregate to help us understand how the Site is used and to improve it. We do not use it to identify individual visitors.

Cookies and Tracking Technologies

Our website may use cookies, tracking pixels, analytics scripts, or similar technologies to understand how visitors use the website and to improve the user experience.

These tools may help us understand which pages are visited most often, which resource links are clicked, how visitors find the website, whether the website is working properly, and whether advertising or referral links are performing.

You may be able to disable cookies through your browser settings. Some parts of the website may not function properly if cookies are disabled. Most browsers allow you to refuse cookies or delete existing ones through the settings menu.

Third-Party Links

Consumer Awareness Center links to official government websites and third-party websites. When you click a link on our website, you may leave Consumer Awareness Center and visit a website operated by another organization.

We are not responsible for the privacy practices, security practices, content, policies, or actions of third-party websites. Before submitting information to any third-party website, review that website's privacy policy and terms.

Paid Referral and Compensation Disclosure

Some third-party companies or organizations listed on our website may compensate us if you click, contact them, or sign up for their services through links on our website. This does not cost you extra.

Compensation may influence which third-party options appear on our website and how they are presented. Official government resource links are not paid placements.

How We Use Automatically Collected Information

We may use automatically collected information to operate and maintain the website, improve website content and navigation, understand which resources are helpful to visitors, measure traffic and link activity, protect the website from misuse and security threats, and evaluate advertising and referral performance.

We do not use this information to provide personalized legal, financial, credit, or fraud recovery advice.

Sharing Information

We may share limited technical or analytics information with service providers that help operate, analyze, advertise, or improve the website. These may include website hosting providers, analytics providers, advertising platforms, and security tools.

We do not sell fraud reports, identity theft reports, scam complaints, or case details because we do not collect them directly.

Data Security

We use reasonable administrative, technical, and organizational measures to help protect the website. However, no website, internet transmission, or electronic storage system can be guaranteed to be completely secure.

Children's Privacy

This website is intended for a general audience and is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided personal information to us, contact us so we can review and delete it if applicable.

Your Choices

Depending on your location, you may have rights related to personal information, including the right to request access, deletion, correction, or opt out of certain uses.

You can unsubscribe from our newsletter at any time by clicking the unsubscribe link in any email. You can also request access to, deletion of, or correction of personal information by contacting us.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make changes, we will update the "Last updated" date at the top of this page. Your continued use of the website after changes are posted means you accept the updated Privacy Policy.

Contact

For privacy-related questions, contact Consumer Awareness Center at privacy@consumerawarenesscenter.org.

Terms of Use

Welcome to Consumer Awareness Center. These Terms of Use govern your access to and use of the Consumer Awareness Center website. By using this website, you agree to these Terms. If you do not agree, do not use this website.

About Consumer Awareness Center

Consumer Awareness Center is a free, independent consumer education website. We provide general educational information and links to official government resources and third-party organizations that may help consumers learn about, avoid, and report scams.

We do not collect fraud reports, identity theft reports, scam complaints, or case details directly through this website.

Not a Government Agency

Consumer Awareness Center is not a government agency, law enforcement agency, credit bureau, law firm, financial advisor, or consumer reporting agency. We are not affiliated with the FTC, CFPB, FBI, IC3, IdentityTheft.gov, AnnualCreditReport.com, or any federal, state, or local government agency.

References or links to government websites are provided for convenience and education only.

No Legal, Financial, Credit, or Professional Advice

The information on this website is provided for general educational purposes only. Nothing on this website is legal advice, financial advice, credit advice, tax advice, cybersecurity advice, or professional advice.

You should consult the appropriate professional, agency, attorney, financial advisor, credit counselor, or official resource for advice about your specific situation. Using this website does not create an attorney-client relationship, advisor-client relationship, fiduciary relationship, or any professional relationship between you and Consumer Awareness Center.

No Direct Reporting or Case Review

Consumer Awareness Center does not accept, process, investigate, or file fraud reports, identity theft reports, scam complaints, internet crime complaints, credit disputes, debt collection disputes, or legal claims.

If you need to report fraud, identity theft, or internet crime, use the official resources linked on our website, such as ReportFraud.ftc.gov, IC3.gov, IdentityTheft.gov, or other appropriate government resources.

Third-Party Websites and Resources

Our website contains links to official government websites and third-party websites. When you click a link, you may leave Consumer Awareness Center and visit a website operated by another organization.

We do not control third-party websites and are not responsible for their content, policies, privacy practices, security, fees, services, claims, recommendations, or actions. You should review the terms, privacy policy, fees, disclosures, and qualifications of any third-party website or provider before using their services.

Paid Referral Disclosure

Some third-party companies or organizations listed on this website may compensate us if you click, contact them, or sign up for their services through links on this website. This does not cost you extra.

Compensation may influence which third-party options appear on our website and how they are presented. Official government resource links are provided for convenience and are not paid placements.

No Guarantees

Consumer Awareness Center does not guarantee that you will recover lost money, stop a scam, improve your credit score, stop a debt collector from contacting you, receive a company refund, result in an investigation, receive government agency action, or that a third-party provider will produce any specific outcome.

Any action you take based on information or links on this website is at your own discretion.

Accuracy of Information

We aim to provide helpful and accurate consumer education resources. However, laws, agency guidance, reporting procedures, third-party services, and official website links can change. We do not guarantee that all information is complete, current, or error-free.

Before taking action, verify information directly with the relevant official agency, professional, or third-party provider.

User Responsibilities

By using this website, you agree that you will use the website only for lawful purposes, not submit sensitive information to us, not attempt to misuse or disrupt the website, not rely on this website as a substitute for legal or professional advice, review third-party terms and policies before using their services, and use official government websites directly when filing official reports.

Intellectual Property

All content on this website, including text, graphics, branding, design elements, logos, and page layouts, is owned by or licensed to Consumer Awareness Center unless otherwise stated.

You may view and use the website for personal, non-commercial educational purposes. You may not copy, reproduce, modify, sell, distribute, or exploit website content without written permission, except as allowed by law.

Website Availability

We may update, modify, suspend, or discontinue any part of the website at any time without notice. We do not guarantee that the website will be available, secure, uninterrupted, or error-free.

Limitation of Liability

To the fullest extent permitted by law, Consumer Awareness Center and its owners, operators, employees, contractors, affiliates, and partners are not liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from your use of or inability to use this website.

Indemnification

You agree to defend, indemnify, and hold harmless Consumer Awareness Center and its owners, operators, employees, contractors, affiliates, and partners from any claims, damages, liabilities, costs, or expenses arising from your use of the website, your violation of these Terms, or your violation of any law or third-party right.

Changes to These Terms

We may update these Terms of Use from time to time. If we make changes, we will update the "Last updated" date at the top of this page. Your continued use of the website after changes are posted means you accept the updated Terms.

Governing Law

These Terms are governed by applicable law, without regard to conflict of law principles.

Contact

For questions about these Terms, contact Consumer Awareness Center at privacy@consumerawarenesscenter.org.

Disclaimer

Consumer Awareness Center is a free, independent consumer education website. This Disclaimer explains important limitations about the information, links, and resources provided on this website.

Independent Educational Website

Consumer Awareness Center provides general consumer education and links to official government resources and selected third-party websites. We are not a government agency, law enforcement agency, credit bureau, law firm, financial advisor, consumer reporting agency, or fraud recovery company.

We are not affiliated with the FTC, CFPB, FBI, IC3, IdentityTheft.gov, AnnualCreditReport.com, or any federal, state, or local government agency.

No Legal, Financial, Credit, or Professional Advice

The information on this website is for general educational purposes only. Nothing on this website is legal advice, financial advice, credit advice, tax advice, cybersecurity advice, identity theft advice, or any other form of professional advice.

You should contact the appropriate professional, official agency, attorney, financial advisor, credit counselor, or trusted provider for advice about your specific situation.

No Direct Reports or Case Submissions

Consumer Awareness Center does not collect, process, investigate, or file fraud reports, identity theft reports, scam complaints, internet crime complaints, credit disputes, debt collection disputes, or legal claims.

Do not submit sensitive information to Consumer Awareness Center. If you need to report fraud, identity theft, or internet crime, use the appropriate official resource directly.

Examples include ReportFraud.ftc.gov for fraud and scams, IC3.gov for internet crime complaints, IdentityTheft.gov for identity theft recovery steps, and AnnualCreditReport.com for official free credit reports.

Third-Party Links

This website includes links to official government websites and third-party websites. When you click a link, you may leave Consumer Awareness Center and visit a website operated by another organization.

We do not control third-party websites and are not responsible for their content, accuracy, security, privacy practices, terms, fees, products, services, claims, or actions. A link does not mean we endorse, control, or guarantee the third-party website or organization.

Paid Referral Disclosure

Some third-party organizations or companies listed on this website may compensate us if you click, contact them, or sign up for services through links on this website. This does not cost you extra.

Compensation may influence which third-party options appear on this website and how they are presented. Official government resource links are provided for convenience and are not paid placements.

No Government Affiliation or Endorsement

References to government agencies, official websites, laws, or public resources are provided for educational and informational purposes only. Consumer Awareness Center is not endorsed by, sponsored by, approved by, or affiliated with any government agency.

Use of agency names, official resource names, or links does not imply endorsement, affiliation, partnership, or approval.

No Guarantees of Outcome

Consumer Awareness Center does not guarantee any result from using this website, clicking a link, reading information, or using a third-party resource. We do not guarantee that you will recover lost money, a scam will be stopped, your credit score will improve, a debt collector will stop contacting you, a company will refund you, a government agency will investigate your report, a law enforcement agency will take action, a third-party provider will help you, or any specific result will occur.

Any action you take is your own responsibility.

Accuracy and Timeliness

We aim to provide helpful and accurate information, but consumer protection laws, agency procedures, official links, third-party services, and reporting requirements can change. We do not guarantee that all information on this website is complete, current, or error-free.

Before taking action, verify information directly with the relevant official agency, professional, or third-party provider.

No Emergency or Law Enforcement Service

Consumer Awareness Center is not an emergency service, police department, prosecutor, regulator, or law enforcement agency. If you are in immediate danger, call 911 or your local emergency number.

If you believe a crime has occurred, contact the appropriate law enforcement agency or official reporting channel.

Sensitive Information Warning

Do not submit sensitive personal information to Consumer Awareness Center. This includes Social Security numbers, full bank account numbers, full credit card numbers, passwords, login credentials, tax identification numbers, copies of government IDs, medical information, full fraud reports, identity theft reports, or police reports.

Use official government websites or trusted providers directly when sensitive information is required.

Contact

For questions about this Disclaimer, contact Consumer Awareness Center at privacy@consumerawarenesscenter.org.