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Budget Preparation & Cash Management

A budget you'll actually look at after January.

Annual budgets, rolling forecasts, and cash-management planning grounded in your real historical numbers — not optimism.

Budget preparation that turns last year's numbers into next year's plan.

Most small-business budgets get built once in January and then ignored until the following December. We build budgets by line, by month, against your actual prior-year data — so when February's numbers come in, you can immediately see whether you're on track or sliding.

What's included

  • Annual operating budget preparation
  • Cash-management planning
  • Department- or location-level budgets
  • Rolling 13-week cash flow forecasts (add-on)
  • Variance reporting actual vs. budget each month
  • Capital expenditure planning
  • Scenario modeling — best case, base case, downside
  • Budget reviews with you and (optionally) your CPA

Signs you should hand this off

  • You don't know what next month's cash position will look like.
  • You guess at hiring decisions instead of modeling them.
  • Year-over-year comparisons aren't part of how you run the business.
  • Your line of credit balance is creeping up and you're not sure why.
  • Your CPA asked about a budget and you didn't have one.
  • You don't know what your true breakeven revenue is.
  • Common questions

    How long does it take to build a budget? +

    For a typical small business, 2–4 weeks from kickoff to a final approved budget. Most of that is sitting with you to make sure the assumptions match how you actually run the business.

    Will you maintain the budget all year? +

    Yes — most budget engagements include monthly variance reporting (actual vs. budget vs. prior year) so the budget stays a living document.

    Do I need a CPA for this? +

    No. We work directly with you. If your CPA wants to review the final budget, we'll loop them in — but we drive the build.

    Can you do cash-flow forecasting too? +

    Yes. Cash-flow forecasting (especially rolling 13-week forecasts) is a common add-on, and frankly more useful than a static budget for many small businesses.

    Ready to hand off the busywork?

    Tell us where you're stuck and we'll show you what we'd take off your plate.